FCIG Wealth Management, LLC is an independent financial services practice. As such, we provide a wide range of services to objectively help our individual and business clients meet their financial goals.

Tailored Approach to Wealth Management

Tailored Approach to Wealth Management

Our team of professionals leverage many decades worth of experience to provide a tailored approach to your wealth management. Clients view us as their outsourced Chief Financial Officer, and we are often asked about our perspective on significant life decisions outside of traditional investment management.

Within the FCIG family of companies, our tax team is not only able to provide guidance on your personal and/or corporate tax issues, but also works with our investment team in real-time to make informed decisions.

Beyond taxes and investments, insurance also plays a significant role in proper management of client financial matters. Our insurance team manages everything from liability and property to life and disability.

Please give us a call and experience our client-centered approach to managing everything you have worked so hard to achieve.

Our Qualifications

We have been collaborating with individuals and business owners for many decades. We have two senior advisors, including a Certified Financial Planner™, investment-related tax professionals, and client service representatives with a broad range of experience in the industry. Under the FCIG family of companies, we also have access to a team of approximately 20+ tax and accounting professionals and 30+ insurance specialists.

Our Services

Individual Services

  • Customized Institutional Investment Portfolios
  • Charitable Trust Investments
  • ROTH Conversions
  • Retirement Package Evaluation
  • Financial Planning
  • 401(k)/IRA Rollovers
  • 72(t) Early Withdrawal Arrangements
  • Social Security & Medicare Benefit Coordination
  • Debt Evaluation

Business Services

  • Retirement Plans – 401(k), Simple IRA, 403(b), etc.
  • Deferred Compensation Plans
  • Corporate Cash Management
  • Financial Concierge Employee Service
  • Balance Sheet Evaluation
  • Exit Strategies
  • Key Person Life Insurance
  • Buy-Sell Planning

Our Mission

We are dedicated to cultivating long-lasting relationships with all of our clients, and our fee-based structure means we are not here to “sell you” products. We begin by understanding your current situation and your financial aspirations. It is our job to synthesize these ideas into an actionable plan that we then help implement.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services, without trying to overcomplicate the picture. The personalized program that we can provide will serve as a roadmap to inform your impactful decisions.

We provide objectivity in a world constantly challenging our clients to make decisions based solely on emotion.

Our Team

William Gilmore

William M. Gilmore II, CFP®

Principal

(877) 420-5234

Ryan Bouchard

Ryan P. Bouchard

VP & Financial Advisor

(877) 420-5234

David Stoker

David Stoker

Tax Consultant

Jennifer Bond

Client Service Advisor

(877) 420-5234

Are You Ready?
Take the Next Step

If you believe our goals align and that you could benefit from working with us, set up an appointment to see if we are a good fit.

SCHEDULE A CALL

*A 529 plan is a college savings plan that allows individuals to save for college on a tax-advantaged basis. The state tax treatment of 529 plans is only one factor to consider before committing to a savings plan. Also, consider any fees and expenses associated with a particular plan. Whether or not a state tax deduction is available will depend on your state of residence. State tax laws and treatment may vary. State tax laws may be different from federal tax laws. Earnings on nonqualified distributions will be subject to income tax and a 10% federal penalty tax. 

Contributions to a Coverdell ESA aren’t tax deductible, but the account accumulates on a tax-deferred basis. Withdrawals are not taxed, as they are used for qualified education expenses. Contributions may be made until the account beneficiary turns 18. The money must be withdrawn when the beneficiary turns 30, or taxes and penalties may occur.

Roth IRA contributions are phased out for taxpayers with adjusted gross incomes (AGIs) above a certain amount. To qualify for the tax-free and penalty-free withdrawal of earnings, Roth IRA distributions must meet a 5-year holding requirement and occur after age 59½. Tax-free and penalty-free withdrawal can also be taken under certain other circumstances, such as the owner’s death. The original Roth IRA owner is not required to take minimum annual withdrawals.